{"id":34809,"date":"2023-09-13T11:48:54","date_gmt":"2023-09-13T10:48:54","guid":{"rendered":"https:\/\/digileaders.com\/?p=34809"},"modified":"2023-09-13T11:48:54","modified_gmt":"2023-09-13T10:48:54","slug":"streamlining-digital-interactions-how-digital-identity-can-change-the-citizen-and-consumer-experience","status":"publish","type":"post","link":"https:\/\/digileaders.com\/streamlining-digital-interactions-how-digital-identity-can-change-the-citizen-and-consumer-experience\/","title":{"rendered":"Streamlining digital interactions: how digital identity can change the citizen and consumer experience"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Traditional identity models have long been the cornerstone of authentication and identification processes relying on passwords, personal information or PINs. However, these approaches have their limitations, leaving individuals and organisations vulnerable to potential identity theft, fraud, and data breaches.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In today\u2019s increasingly digital world, identity verification is a fundamental aspect of our daily lives, from online banking to buying goods and services. Approximately\u00a0<\/span><a href=\"https:\/\/www.womeninidentity.org\/articles\/women-in-identity-launch-code-of-conduct-project-challenging-digital-identity-teams-to-create-more-inclusive-solutions\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">one in four people<\/span><\/a><span style=\"font-weight: 400;\">\u00a0in the UK do not have traditional identity documents such as a passport or a driving license, yet according to\u00a0<\/span><a href=\"https:\/\/www.statista.com\/statistics\/956297\/ownership-of-smartphones-uk\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Statista<\/span><\/a><span style=\"font-weight: 400;\">, 93% of adults in the UK own a smartphone. A proportion of those without traditional identity documents will own a smartphone, which offers a fast and low-cost route to provide a form of digital identity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Accessing digital services requires a secure and streamlined identity validation process, and as technology evolves, the need for a robust single reusable digital identity becomes even more apparent. By allowing people an easy and secure way to create, manage and share their identity online it will offer streamlined online interactions, enhanced security, and reduce the risk of unauthorised access for users.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Plenty of innovative companies and government departments are ahead of the curve and driving forward the use of digital identity, but others are lagging.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>The capture, storage and usage of digital identities<\/h3>\n<p><span style=\"font-weight: 400;\">Sopra Steria<\/span><a href=\"https:\/\/www.soprasteria.co.uk\/docs\/librariesprovider2\/sopra-steria-uk-documents\/thought-leadership\/digital-identity-adoption.pdf?sfvrsn=4041aedc_4\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u00a0surveyed<\/span><\/a><span style=\"font-weight: 400;\">\u00a0100 technology decision makers to get their opinions on digital identity, and while some organisations showed an appetite for digital identity (33%), many remain reluctant to adopt such innovations (33%) or remain unsure (33%). Sopra Steria followed up by\u00a0<\/span><a href=\"https:\/\/www.soprasteria.co.uk\/docs\/librariesprovider2\/sopra-steria-uk-documents\/whitepapers\/bringing-digital-identity-to-the-citizen-and-consumer.pdf?sfvrsn=299c6adb_3\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">surveying over 1,000 citizens and consumers<\/span><\/a><span style=\"font-weight: 400;\">\u00a0and the same was observed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The results showed that, as with any new technology, there is a clear acknowledgment of the challenges involved in digital identity. Organisations need to focus on the benefits, rather than the challenges, otherwise there will be a reluctance to innovation and to moving forwards. If we focus on what\u2019s possible with digital identities, it\u2019s important to consider:<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h4><i><span style=\"font-weight: 400;\">Inclusion<\/span><\/i><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">No one channel is truly inclusive as not everyone will be able to use digital services. Services of all types must be designed to work for as much of the population as possible, but there also needs to be an analogue backup service provided with equal service levels. 56% of consumers said that their latest identity or criminal record checks were done with a mixture of physical and digital interactions, or completely manual. So, there is scope to digitalise such checks while keeping a manual option for those who can\u2019t access digital services.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><i><span style=\"font-weight: 400;\">Choice<\/span><\/i><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The preferences people have will change over time depending on the scenario. It\u2019s important that in any service provision there are multiple formats and channels, and there\u2019s a seamless transition between them.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sopra Steria\u2019s research found that 80% of people have used online banking in the past 12 months, but only 48% have used online government services, such as the Department for Work and Pensions and HMRC, and 23% have used online job finding services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There seems to be a correlation between frequency of use of services and their consumption through online channels. Respondents are more likely to use their banking app multiple times a week hence driving the high level of usage. Whereas people search for a new job less frequently. As people use banking apps more frequently and see the convenience of them, they\u2019re more likely and willing to go through the initial online service establishment cycle.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><i><span style=\"font-weight: 400;\">Education<\/span><\/i><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Governments, organisations and users need to understand the benefits of implementing digital identity. If the people promoting the use of a digital ID truly understand the benefits themselves, it will make educating others that bit easier. Without the required education, you can\u2019t foster trust.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Digital identity adoption is a journey which will happen steadily with the right governance and processes in place to help its success. To deliver the right level of engagement an educational programme must be supported by significant investment in both time and money.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>Promoting the benefits of digital identity<\/h3>\n<p><span style=\"font-weight: 400;\">In the journey of digital identity adoption, emphasising the benefits of a reusable digital ID is vital in order to gain trust. Where individuals do not see benefits, it will be hard to change people&#8217;s perceptions going forward. And when people do see the key benefits they can gain from digital identity, they\u2019re more likely to embrace the technology.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These benefits include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Convenience &#8211;<\/b><span style=\"font-weight: 400;\">\u00a0with a digital identity, users can access multiple online services seamlessly without having to remember various usernames and passwords. This will streamline online interactions and save time.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Improved customer experience &#8211;<\/b><span style=\"font-weight: 400;\">\u00a0by making the sign up and login process simpler, digital identity solutions lead to higher customer satisfaction rates and a better online experience.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Enhanced security-\u00a0<\/b><a href=\"https:\/\/www.gov.uk\/government\/news\/new-legislation-set-to-make-digital-identities-more-trustworthy-and-secure\"><span style=\"font-weight: 400;\">legislation<\/span><\/a><span style=\"font-weight: 400;\">\u00a0in the UK is set to make digital identities more trustworthy and secure, with organisations needing to gain a Trustmark to show they can handle people\u2019s identity data in a safe and secure way, protecting sensitive information from unauthorised access. This will reduce the risk of identity theft and fraud.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Efficient service delivery &#8211;<\/b><span style=\"font-weight: 400;\">\u00a0by removing some more manual processes, service delivery can be streamlined.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Greener paperless process &#8211;<\/b><span style=\"font-weight: 400;\">\u00a0there will be less printing out of application forms, or photocopying statements and bills; digital IDs will deliver a quick paperless identity verification process.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Access to digital services &#8211;<\/b><span style=\"font-weight: 400;\">\u00a0having a digital identity is a key enabler for accessing a wide range of digital platforms that people may not currently use.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">By fostering trust, and highlighting the immense benefits of digital identities, we can pave the way for widespread adoption, and unlock the full potential of this transformative technology.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Explore the survey findings and full whitepaper on bringing digital identity to the citizen and consumer\u00a0<\/span><a href=\"https:\/\/www.soprasteria.co.uk\/docs\/librariesprovider2\/sopra-steria-uk-documents\/whitepapers\/bringing-digital-identity-to-the-citizen-and-consumer.pdf?sfvrsn=299c6adb_3\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here.<\/span><\/a><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><span class=\"btn-container\"><a class=\"btn btn-md btn-primary\" href=\"https:\/\/digileaders.com\/topic\/digital-inclusion\/\">Read More Digital Inclusion <i class=\"far fa-caret-right\"><\/i><\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Traditional identity models have long been the cornerstone of authentication and identification processes relying on passwords, personal information or PINs. However, these approaches have their limitations, leaving individuals and organisations vulnerable to potential identity theft, fraud, and data breaches. In today\u2019s increasingly digital world, identity [&hellip;]<\/p>\n","protected":false},"author":51,"featured_media":34811,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"class_list":["post-34809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","topic-cyber-security","topic-digital-inclusion","topic-tech-for-good","topic-transformation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Streamlining digital interactions: how digital identity can change the citizen and consumer experience | Digital Leaders<\/title>\n<meta name=\"description\" content=\"Traditional identity models have long been the cornerstone of authentication and identification processes relying on passwords, personal information or PINs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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